A-ESTATE · Warsaw

Real estate agency in Warsaw

Buying, selling and renting in the capital — from Mokotów to Białołęka. Licensed agents, support for foreigners, mortgage assistance.

Safe transactions
Local experts
Full legal and paperwork support
Saves your time

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500+ clients already trust us

1

Local specialists

12

Available services

1

Selected listings

500+

Completed transactions

Client rating

5.0 · based on published reviews

Local experts

A team that knows the local market and guides you step by step

A secure transaction

We verify documents and contract terms

No obligations

Answer 4 questions — get an action plan

Answer a few questions — we’ll prepare proposals matched to your needs and get in touch about the next step.

  • No obligations
  • Not a property shortlist — just an expert action plan
  • We’ll get in touch to discuss the next step

A-ESTATE Warsaw is the network’s office in Poland’s largest housing market. Per NBP data (Q2 2026), the average transaction price on the capital’s primary market was about PLN 16,783/m², while the average developer asking price was PLN 18,488/m². The gap between catalogue and transaction prices means real room to negotiate — especially on the secondary market.

The Warsaw market in 2026

Warsaw has the country’s highest supply and largest number of transactions. The secondary segment lists over 28,000 active offers, and the median rent is about PLN 3,100 (market data, 2026). For buyers the key factors are: district choice, metro access (M1, M2), distance to office hubs and the quality of school infrastructure.

Support for foreigners

The capital hosts a large community of expats and corporate employees. EU citizens buy residential units without an MSWiA permit. For non-EU buyers we verify the property type, residence documents and bank requirements for a mortgage.

Districts and strategy

The highest asking prices are in Śródmieście and Dolny Mokotów (median above PLN 21k/m²), the most affordable in Białołęka and Wesoła (around PLN 14k/m²). We match the location to the goal: family, a corporate-let investment or a first apartment near a metro line.

Services

Our services in Warsaw

Full transaction support in Warsaw — buying, selling, renting and formalities for foreigners.

Free consultation

Buying property

Warsaw in numbers (NBP, Q2 2026): PLN 16 723/m² secondary, 16 783/m² primary; rent ~83 PLN/m², gross yield ~5.6%. Primary +2.4% y/...

Selling property

We sell in Warsaw on a market that listens to arguments again: transaction average PLN 16 723/m² (secondary), NBP Q2 2026. Primary...

Foreigners bought 17,700 apartments in Poland in 2025 — about 7% of the market (MSWiA), and Warsaw is among their top destinations. An independent apartment requires no MSWiA permit — regardless of citizenship; a permit...

Mortgage

Calculate the instalment and send a request to an advisor

We work with over 20 banks — comparing offers against your profile, including for foreigners.

  • Official partners of 20+ banks in Poland
  • Lower interest rates thanks to partnership terms
  • Support for entrepreneurs and clients from abroad
More about mortgages →

Payment calculator

Estimate at interest rate: 7,5% (WIBOR/WIRON + marża)

200 000 3 000 000
(100 000 PLN)
10% 90%
5 years 30 years

Estimated monthly instalment

2 956 PLN

Estimated interest: 486 788 PLN

For owners

Want to sell or let at a good price?

Three steps — from a free valuation to a safe transaction.

Request a free valuation
  1. 1

    Free valuation

    An expert analyses the local market and gives a realistic sale or rental price on the day you contact us.

  2. 2

    Effective marketing

    Professional photos, a compelling listing and promotion on Otodom, OLX, Morizon and in our buyer database.

  3. 3

    A secure transaction

    Lawyers prepare the contracts, verify the land register (KW) and oversee the secure transfer of funds.

Team

Team of agents

Local specialists who know the market and procedures in Poland.

Anna Kowalczyk

Mieszkania i wynajem korporacyjny — Warszawa centrum i południe

Anna Kowalczyk to licencjonowany agent A-ESTATE specjalizujący się w warszawskim rynku pierwotnym i wtórnym. Od 2018 rok...

Agent profile →

Process

How the cooperation works

Five key stages from consultation to key handover.

  1. 01

    Consultation and goals

    Budget, district, size and timeline. We discuss the specifics of the Warsaw market and real transaction prices.

  2. 02

    Property search

    Selection from portals, the partner database and off-market offers in the chosen district.

  3. 03

    Viewings and assessment

    Viewings, transport analysis (metro, SKM, tram) and the technical condition of the unit.

  4. 04

    Market and legal analysis

    Price comparison in the district, verification of the land register, encumbrances and arrears.

  5. 05

    Completion

    Negotiations, preliminary agreement, notary and key handover.

Client stories

Real stories of our clients

Buying with a mortgage and a deposit

A family from Poznań bought a 3-room apartment in Jeżyce with a mortgage. Negotiations brought the price down by PLN 45,000 compared to the first offer.

Selling an apartment on the secondary market

The owner planned to sell within 2 months. Thanks to a professional presentation and our buyer database, we closed the deal in 12 days — PLN 38,000 above the owner's initial valuation.

Reviews

Client reviews

★★★★★

«We bought an apartment in Mokotów — Anna negotiated the price brilliantly, below the developer’s offer. I recommend A-ESTATE.»

Tomasz W.

★★★★★

«Relocation from Moscow to Warsaw — everything in Russian, help with registration (meldunek) and the lease. Very professional.»

Irina M.

★★★★★

«I sold my studio in Wola in 6 weeks. An accurate valuation and good photo presentation.»

Piotr L.

★★★★★

«We rented an apartment for an employee from Germany — fast, a secure contract, no problems.»

Katarzyna B.

Office

We look forward to seeing you at our office

Meet an advisor in person — we'll show you the district map, documents and current offers.

Address: ul. Złota 59, 00-120 Warszawa

Click to chat with the on-duty advisor in WhatsApp or Telegram.

Meet the team →

FAQ

Frequently asked questions

How much does an apartment in Warsaw cost in 2026?

Per NBP, the average transaction price on the primary market in Q2 2026 was about PLN 16,783/m², with the average developer asking price at PLN 18,488/m². The price depends on the district: from about PLN 14k/m² in Białołęka to over PLN 23k/m² in Śródmieście.

Which Warsaw districts are most popular?

Mokotów, Żoliborz, Wola and Śródmieście in the premium segment. For families on a budget: Ursynów, Bemowo, Praga-Północ. Investors often pick Wola (new offices) and Mokotów (corporate rentals).

Do you work with foreigners?

Yes — in Polish, Russian, Ukrainian and English. We help with MSWiA, mortgages and meldunek.

How much does a consultation cost?

The first consultation at A-ESTATE Warsaw is free.

Can you negotiate the price with a developer?

Yes — the spread between asking and transaction prices in the capital reaches 13–15%. We prepare arguments based on market data and the history of similar transactions.

How long does it take to sell an apartment in Warsaw?

With a well-priced unit — usually 1–3 months. The secondary market is liquid thanks to the large number of buyers.

Contact

Tell us your budget and timeline — we'll match the district and deal format

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