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Warsaw · A-ESTATE

New developments in Warsaw

Primary market from PLN 16 783/m² — we vet the developer before reservation and negotiate promos.

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Client rating

3

This advisor’s languages

45210

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Where do you start?

  • Talk to an advisor

    We set the goal, budget and timeline.

  • Plan działania

    You get concrete next steps, not generic advice.

  • Safety

    We check the documents before you decide.

  • Completion

    We stay with you until the matter is closed.

No obligations

We’ll match the next step to your situation

Answer a few questions — we’ll prepare an action plan.

  • 4 short questions
  • · No obligations

Local market

The apartment market in Warsaw

We know the districts of Warsaw and help you compare listings in a real transaction context — not portal generic copy.

What we take on

  • Developer audit

    We check the plot’s land register, escrow account and delivery record before you pay a deposit.

  • Promos built in

    We negotiate discounts, parking and fit-out packages — developers treat us as a partner.

  • No buyer commission

    The developer covers our fee — the apartment price matches the sales office.

Process

How the cooperation works

The key stages from brief to handover.

  1. 01

    Consultation and goals

    Budget, district, size and timeline. We discuss the specifics of the Warsaw market and real transaction prices.

  2. 02

    Property search

    Selection from portals, the partner database and off-market offers in the chosen district.

  3. 03

    Viewings and assessment

    Viewings, transport analysis (metro, SKM, tram) and the technical condition of the unit.

  4. 04

    Market and legal analysis

    Price comparison in the district, verification of the land register, encumbrances and arrears.

  5. 05

    Completion

    Negotiations, preliminary agreement, notary and key handover.

A

Local expert

Have a question about this service?

Anna Kowalczyk

A-ESTATE Warsaw

Anna Kowalczyk to licencjonowany agent A-ESTATE specjalizujący się w warszawskim rynku pierwotnym i wtórnym.

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Reviews

What our clients say

★★★★★

«We bought an apartment in Mokotów — Anna negotiated the price brilliantly, below the developer’s offer. I recommend A-ESTATE.»

Tomasz W.

★★★★★

«Relocation from Moscow to Warsaw — everything in Russian, help with registration (meldunek) and the lease. Very professional.»

Irina M.

★★★★★

«I sold my studio in Wola in 6 weeks. An accurate valuation and good photo presentation.»

Piotr L.

Guide

The primary market in Warsaw averages PLN 16 783/m² in transactions (NBP, Q2 2026). Primary +2.4% y/y, secondary +1.3% y/y — buyers still negotiate against asking prices. Developers have returned to promos — parking included, quick-decision discounts — so the real price can beat the price list.

What we check before reservation

  • land register of the plot and the development company, escrow account type,
  • information prospectus and the standard written into the contract — not the brochure,
  • delivery record: timeliness, claims, communities from earlier phases,
  • the area zoning plan — what will rise outside your windows in 2–3 years.

Finances

8% VAT included, no PCC. Schedule: PLN 5–10k reservation, 10–20% instalments, final payment at handover. At the 3.75% NBP rate, a PLN 650k/25y loan costs ~PLN 4,000–4,400/month.

FAQ

Frequently asked questions

How much does a new apartment cost in Warsaw in 2026?

Per NBP (Q2 2026), the average primary-market transaction is PLN 16 783/m². A 30 m² studio is roughly PLN 503k, a 50 m² two-room PLN 839k — developer promos can cut the price by 3–8%.

Primary or secondary — which pays off more?

Primary: 8% VAT included, no PCC, new standard — but you wait for delivery and add fit-out (PLN 1,500–3,000/m²). Secondary in Warsaw is PLN 16 723/m², available now, with 2% PCC. We match the option to your budget and timeline.

Ready for the next step in Warsaw?

Tell us what you need — we’ll suggest the next step.

Anna Kowalczyk · A-ESTATE

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