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Warsaw · A-ESTATE

End-to-end transaction support in Warsaw

From offer to keys: one handler, a written schedule and a secure transfer of funds.

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5.0

Client rating

3

This advisor’s languages

45210

Advisor licence

Where do you start?

  • Talk to an advisor

    We set the goal, budget and timeline.

  • Plan działania

    You get concrete next steps, not generic advice.

  • Safety

    We check the documents before you decide.

  • Completion

    We stay with you until the matter is closed.

No obligations

We’ll match the next step to your situation

Answer a few questions — we’ll prepare an action plan.

  • 4 short questions
  • · No obligations

Local market

The apartment market in Warsaw

We know the districts of Warsaw and help you compare listings in a real transaction context — not portal generic copy.

What we take on

  • One transaction handler

    You are never passed between departments — one person owns the whole deal.

  • Written schedule

    12–20 steps with deadlines. You know what happens today and tomorrow.

  • Escrow as standard

    Funds via escrow account — settlement after the KW entry.

Process

How the cooperation works

The key stages from brief to handover.

  1. 01

    Consultation and goals

    Budget, district, size and timeline. We discuss the specifics of the Warsaw market and real transaction prices.

  2. 02

    Property search

    Selection from portals, the partner database and off-market offers in the chosen district.

  3. 03

    Viewings and assessment

    Viewings, transport analysis (metro, SKM, tram) and the technical condition of the unit.

  4. 04

    Market and legal analysis

    Price comparison in the district, verification of the land register, encumbrances and arrears.

  5. 05

    Completion

    Negotiations, preliminary agreement, notary and key handover.

A

Local expert

Have a question about this service?

Anna Kowalczyk

A-ESTATE Warsaw

Anna Kowalczyk to licencjonowany agent A-ESTATE specjalizujący się w warszawskim rynku pierwotnym i wtórnym.

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Reviews

What our clients say

★★★★★

«We bought an apartment in Mokotów — Anna negotiated the price brilliantly, below the developer’s offer. I recommend A-ESTATE.»

Tomasz W.

★★★★★

«Relocation from Moscow to Warsaw — everything in Russian, help with registration (meldunek) and the lease. Very professional.»

Irina M.

★★★★★

«I sold my studio in Wola in 6 weeks. An accurate valuation and good photo presentation.»

Piotr L.

Guide

A transaction in Warsaw involves 12–20 steps: land-register check, preliminary agreement, mortgage, notarial deed, register entry, handover protocol, utility transfers. Every step has a deadline and an owner — you get a PDF schedule and a status after each stage.

What the support covers

  • document verification and a risk report before any deposit,
  • a preliminary agreement with penalties protecting your side,
  • mortgage coordination: decision, drawdown, tranches matched to the deed,
  • notarial deed with a sworn interpreter if needed,
  • handover protocol: meters, fittings, notification to the wspólnota.

Fund security

Funds pass through the notary’s or bank’s escrow account — never cash, never “to a friend’s account”. Settlement only after the land-register entry.

FAQ

Frequently asked questions

How long does a transaction take in Warsaw?

Cash: 2–4 weeks from offer to deed. With a mortgage: 6–10 weeks (decision 2–4 weeks, drawdown after the deed). The land-register entry in Warsaw takes another 2–6 weeks — we track the application and deadlines.

How to safely transfer money for a flat?

Safest via the notary’s or bank’s escrow account: funds are blocked until the KW entry, then released to the seller. Cost is usually 0.1–0.3% of the amount — on a PLN 650k deal that is negligible against the risk of a “direct” transfer.

Ready for the next step in Warsaw?

Tell us what you need — we’ll suggest the next step.

Anna Kowalczyk · A-ESTATE

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